Charges for Personal Customers

Schedule of Charges

Charges for Personal Customers

SN Type of commission or Fees Maximum Limits of commissions & Fees

First : Customer’s Accounts
1 Commission on the minimum limit of the balance of the current and savings account.
a. Active Accounts None
b. Dormant Accounts QR 10 for the balance which is less than Qrs. 500/- or its equivalent in other currencies.
2 Fees of closing a current or saving account
a. Has been opened since more than one year None
b. Has been opened since less than one year QR 50
3 Statements of Account
a. Periodic statements sent to customers None
b. Statements endorsed by banks other than the periodic ones QR 10 per month
c. Statements that show transactions for the past one to five years QR 10 per month
d. Statements that show transactions for more than five years ago QR 20 per month
4 Cash withdrawal over the counter (Counter cheque) QR 10 for amounts is less that QR 1000
5 Overdrawing commission QR 50 during the month
6 Fees of Service Invoice payment QR 5
7 Instructions to transfer from accounts :
a. Transferring from one account to another inside the bank None
b. Transferring to another bank inside Qatar  
– For transactions of less than QR 100 60 Dirhams
– From QR 100 to QR 1,000,000 QR 4
– More than QR 1,000,000 QR 6
c. Transferring to another bank outside Qatar QR 15 per transfer
8 Issuing cheque books :
a. Regular cheque books
– First Cheque book issued upon opening the account None
– Subsequently issued cheque books  
– 25 leaves QR 15
– 50 leaves QR 18
b. Cheque books with specific design according to the desire of customer
– 25 leaves Actual cost + QR 15
– 50 leaves Actual cost + QR 18
9 Requesting copies of previously paid cheques
a. Less than one year QR 10 per cheque
b. More than one year QR 20 per cheque
10 Return Cheques commission :
a. No/Insufficient Funds
– First time QR 400
– Second Time QR 400
– Third Time QR 400
b. Other legally accepted reasons None
11 Commission of stopping the disbursement of missing cheques
a. For each cheque QR 25
b. For each cheque Book QR 100
c. A banking cheque QR 50
12 Commission for issuing a bank cheque QR 10

Second : Personal Loans
13 Loan Rescheduling QR 250 each schedule
14 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25
15 Replace Loan Guarantor QR 100
16 Loan Guard Insurance Fee-Personal Loan (Monthly) 0.1% of outstanding or 0.75% pa on the loan amount or any other premium specified by the insurance company

Salaried
17 Late Payment Fee for unpaid installment per occurrence QR 50
18 Penalty interest on the past due amount Loan Rate + 2%
19 Installment Postponement Fee (for each payment postponed) QR 50

Non Salaried
20 Penalty for unpaid installment per occurrence QR 100
21 Penalty interest on the past due amount Loan Rate + 3%
22 Management Fees 1%
23 Installment Postponement Fee (for each payment postponed) QR 100
24 Early Settlement (Partial or Full) of remaining balance 1%

Third : Loan / POD Against Deposits Fees
25 Loan Guard – Upfront premium per year on requested loan amount Applicable for loan top ups if the Existing Loans is on Lumpsum (Optional ) 0.75%
26 Loan Guard – Monthly premium per month on outstanding loan amount (Optional ) 0.10%
27 Penalty Interest on the past due amount Facility Rate+3%
28 Penalty for unpaid installment per occurrence QR 100
29 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
30 Early Settlement (Partial or Full) of remaining balance 1%
31 Management Fees for POD 0.5%

Fourth : Loan Against NRE Deposits Fees
32 Penalty Interest on the past due amount Loan Rate+3%
33 Penalty for unpaid installment per occurrence QR 100
34 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
35 Early Settlement (Partial or Full) of remaining balance 1%
36 Management Fees 0.25%

Fifth : Loan Against Shares
37 Management Fees 1%
38 Loan Guard – Upfront premium per year on requested loan amount 0.60%
39 Loan Guard – Monthly premium per month on outstanding loan amount 0.10%
40 Penalty for unpaid installment per occurrence QR 100
41 Penalty Interest on the past due amount Loan Rate+ 3%
42 Installment Postponement Fee (for each payment postponed) QR 100
43 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
44 Early Settlement (Partial or Full) of remaining balance 1%
45 Replace loan guarantor QR 100
46 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

IPO LOANS
47 Penalty for unpaid installment per occurrence QR 100
48 Penalty Interest on the past due amount Loan Rate+ 3%
49 Pledge Charges per ID (QR 200 DSM & QR 100 Banks commission) QR 300
50 Pledge release Charges per ID (QR 200 DSM & QR 100 Banks commission) QR 300
51 IPO Subscriptions commission per ID QR 500

Sixth : Housing Loan
52 Loan Rescheduling QR 250 each schedule
53 Postponement of Loan Installment QR 50 per postponement
54 Loan Guard insurance Fee Housing Loan 0.06% monthly of the loan outstanding amount
55 Fire Insurance Premium Home loan 0.15% Yearly based on the building value
56 Early Settlement Fees 1% of the settled amount (Partial or full settlements)
57 Evaluation Fee Available upon request
58 Mortgage Fee QR 1000
59 Release of Mortgage Fee QR 500
60 Loan Cancellation after Approval – Housing Loan QR 1000
61 Management Fee 0.25%, Max. of QR 10,000
62 Late Payment Fee for unpaid installment per occurrence QR 50
63 Penalty Interest on the past due amount Loan Rate+2%
64 Replace loan guarantor QR 100
65 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Seventh : Car Loan
66 Reissuance/Change of issued LPO QR 250
67 Cancellation of issued LPO QR 250
68 Loan Guard – Upfront premium per year on requested loan amount 0.75%
69 Letter for changing Vehicle Plate Number QR 100
70 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
71 Replace loan guarantor QR 100
72 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Salaried
73 Late Payment Fee for unpaid installment per occurrence QR 50
74 Penalty Interest on the past due amount Loan Rate+ 2%

Non Salaried
75 Penalty for unpaid installment per occurrence QR 100
76 Penalty Interest on the past due amount Loan Rate+ 3%
77 Early Settlement (Partial or Full) of remaining balance 1%
78 Management Fees 1.00%

Eighth : ATM Services
79 Issuing an ATM Card None
80 Issuing an additional ATM card QR 50
81 Replacement of lost password QR 10
82 Replacement of lost or damaged ATM card QR 50
83 Withdrawing from ATMs related to the bank or other banks inside Qatar (NAPS) None
84 Withdrawing from ATMs related to the GCC QR 6 per cash withdrawal transaction
85 Withdrawing from ATMs related to other banks outside Qatar and GCC QR 10 or 1%(whichever is higher) per cash withdrawal transaction
86 Inquiring about the balance outside Qatar None
87 Disputed Transaction Fee if transaction is proved to be genuine QR 100

Ninth : Credit & Debit Cards
88 Credit Card Fees & Charges

Fee Descriptions Al Riyada Visa Infinite (Metal) Visa Infinite / Visa FIFA Infinite Visa Signature / Visa FIFA Signature Visa Platinum / Visa FIFA Platinum Visa Cashback Mastercard Dream Qatar Airways Visa Infinite Qatar Airways Visa Signature LULU Co Brand
Annual Fee                  
– Primary card QR 1,0004 Free Free QR 3001 Free QR 3001 Free Free QR 3001
– First 2 supplementary card(s) QR 5004 Free Free Free Free Free Free Free Free
– Third supplementary card onwards QR 5005 QR 50 QR 50 QR 50 QR 50 QR 50 QR 500 QR 300 QR 50
Interest charges (per month on all transactions)2 1.00% per month
Cash advance fee 4.5% of transaction amount OR QR 20, whichever is higher
Foreign transaction charge3 2.50% of the transaction amount
Credit Shield Insurance 0.55% on the monthly outstanding balance
Paper based PIN re-issuance fee7 QR 100
Late payment fee QR 50
Limit change fee QR 50
Card replacement fee QR 1,0006 QR 100 QR 100 QR 100 QR 100 QR 100 QR 100 QR 100 QR 100
Credit card overlimit fee QR 100
Disputed transaction fee QR 100
Copy of sales voucher (POS SLIP) QR 25
Uncollected Cards (More than 60 Days) QR 50
Credit balance transfer fee from card to bank account

1) Active cards – 1% of the amount or QR 50 whichever is higher per transfer

2) Cancelled cards – Free
Card cancellation fee QR 200 QR 200 QR 200 QR 200 QR 200 QR 200 QR 200 QR 200 QR 300

Debit Card / Himyan Prepaid Card Fees & Charges

Fee Descriptions Debit Card Himyan Prepaid Card (For domestic use only)
New Primary Card Issuance Free Free
New 1st Supplementary Card Issuance Free N/A
New 2nd Supplementary Card Issuance QR 50 N/A
Additional ATM Card Issuance QR 50 N/A
Card Renewal Free Free
Card Replacement QR 50 QR 50
PIN Replacement QR 10 QR 10
Stop Card Operation (cardholder request) QR 50 N/A
Cash Withdrawal in Qatar (NAPS) Free Free
Cash Withdrawal in GCC Countries QR 6 per transaction N/A
Cash Withdrawal outside Qatar and GCC QR 10/- or 1% (whichever is higher) per transaction N/A
Uncollected cards cancellation QR 50 N/A
Linking / Delinking of multiple accounts to card Free Free
Increase / Decrease Cash withdrawal & POS limit Free Free
Increase / Decrease Transaction Frequency Limit Free Free
Facilities Activation for Corporate Cards Free Free
Foreign transaction charge3 2.50% of the transaction amount N/A

Click Internet Card Fees & Charges

Fee Descriptions Fees & Charges
Annual fee QR 50
Supplementary card QR 20 per card
Card replacement fee QR 50
Card cancellation fee QR 50
Reload through branch QR 50
Foreign transaction charge3 2.50% of the transaction amount
Disputed transaction fee QR 100

* Notes:

  1. Lulu Co-Brand, Visa Platinum, and Mastercard Dream Credit Card Annual Fee
    The annual fee for Lulu Co-branded Credit Card, Visa Platinum Credit Card, Visa Dream and Mastercard Dream Credit Card is free for salary transfer customers with a monthly salary of QR 10,000 (or more) per month or customers who have a secured card availed against a deposit of QR 10,000 (or more). For customers who transfer their salaries with a monthly salary of less than QR 10,000, or customers who have a secured card availed against a deposit of less than QR 10,000, the annual fee will be QR 300.
  2. Interest Charges
    Interest Charges are calculated on average daily balance method from transaction date until repayment date. No Finance Charge (excluding for Cash Advances) will be levied in case 100% payment is made on or before the payment due date.
  3. Foreign Transaction Charge
    The Foreign Transaction Charge fees are applicable to transactions performed/acquired internationally or in any currency other than Qatari Riyal. The exchange rate is determined by MasterCard or Visa from within a range of wholesale market rates in effect on the date of conversion.
  4. Fee Waiver based on annual spend of QAR 150,000.
  5. No Waiver.
  6. No Fee on cards replaced due to fraud misuse.
  7. No Fee on PIN issuance via Online and Mobile Banking.

All fees and charges mentioned in this guide are subject to change and are applicable on each credit card account held. Terms and conditions apply.

Tenth : Other services
89 Clearance or balance certificates or other certificates requested by customers QR 25 per certificate
– Liability Letter
– Clearance Letter (NOC) with out liability
– Customer balance certificate or any other letters as per the request of customer
90 Signature Verification QR 10
91 Power of Attorney – Recording Fees QR 50
92 Power of Attorney – Amendment Fees QR 50
93 Power of Attorney – Cancellation Fees QR 50
94 Uncollected and destroyed cheque books (more than 90 days) QR 1 per cheque leaf (QR 25 for 25 leaf cheque book) Similar to cheque book cost/pricing
95 Cancellation of manager’s cheque QR 50
96 Fees collection for Embassy of Pakistan QR 5 per transaction

Eleventh : EBanking Services (Personal)
97
Online Banking Max. Limit of Fees & Commission
Registration Free
Reset Online Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts and transactions Free
Cheque book request Refer to Cheque book charges
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Overseas Funds Transfer (Remittance) QR 15
Overseas Funds Transfer (Cash Payout) QR 15
Transfers to another Bank inside Qatar  
– For transactions of less than QR 100 60 Dirhams
– From QR 100 to QR 1,000,000 QR 4
– More than QR 1,000,000 QR 6
Inward remittance from outside of Qatar QR. 50 per transaction
Utility bills payments Free
Credit Card payments Free
General service information Free
Add Standing Instruction Free
Online Loan request Free
Request for Printed Account statement QR. 25 for each month (statement period – 1 year)
QR. 50 for each month (statement period – Above 1 year)
Request for Re-issue of Credit Card PIN QR. 100 – Issuance of new PIN
QR. 15 Local delivery through QPost
Courier charges applicable for international delivery
Request for Click Internet Card QR. 50 (Annual Fee – Nonrefundable)
QR. 15 (QPost delivery)
Request for Supplementary Click Card QR. 50 (Annual Fee – Nonrefundable)
QR. 15 (QPost delivery)
Interest rates information Free
Phone Banking
Registration Free
Reset Phone Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts Free
Cheque book request Free – First Cheque book
QR. 10 – Subsequent cheque books of 25 leaf
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Utility bills payments Free
Credit Card payments Free
General service information Free
SMS Banking
Registration Free
SMS PUSH alerts Free
SMS PULL alerts As applicable by telecom providers
Mobile Banking
Registration Free
Reset Mobile Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts Free
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Overseas Funds Transfer (Remittance) QR 15
Overseas Funds Transfer (Cash Payout) QR 15
Transfers to another Bank inside Qatar  
– For transactions of less than QR 100 60 Dirhams
– From QR 100 to QR 1,000,000 QR 4
– More than QR 1,000,000 QR 6
Utility bills payments Free
Credit Card payments Free
Enquiries on Remittance transactions Free
Interest rates information Free

Twelfth : Locker Charges
98 Small Size QR 500
99 Medium Size QR 750
100 Large Size QR 1,000
101 Extra Size QR 1,500

Thirteenth : QDB Charges
102 Transfer of QDB Installment QR 25
103 Non-trigger off QDB Installment due to insufficient balance QR 25